Brewery Insurance
A brewery is part factory, part venue: pressure vessels and glycol chillers out the back, a taproom full of drinkers out the front and thousands of litres of beer in between. Hospo Cover arranges hospitality insurance packages for Australian breweries, comparing cover across a panel of insurers so your plant, your product and your patrons are all looked after.
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What breweries need covered
Plant & Machinery Breakdown
Brewhouses, tanks, glycol chillers, canning lines and pumps are expensive and hard-worked. Machinery breakdown can cover repair or replacement when critical plant fails, with business interruption to help while production is stopped.
Stock Spoilage
A chiller failure or a power outage can ruin a whole batch or tank of beer. Stock and deterioration cover can respond to product spoiled by a breakdown, so a mechanical fault does not tip thousands of litres down the drain.
Product Liability
Once your beer leaves the premises in kegs, cans or bottles, product liability can respond if a batch is linked to illness or injury. For anyone packaging and distributing beer, it is a core cover rather than an optional extra.
Public Liability & Tastings
Taprooms, cellar-door tastings and brewery tours bring the public onto a working production site. Public liability can respond to injury to a visitor around tanks, forklifts and wet floors, including the legal costs.
Contents, Stock & Glass
Your fit-out, kegs, packaged stock and taproom glass all carry value, and all can be damaged or broken. Contents, stock and glass cover can respond to fire, theft, storm and breakage.
Business Interruption
If a breakdown or fire halts brewing, business interruption can help cover lost income and ongoing costs while you get the tanks running again.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Hospo Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
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Hospo Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).