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Small business insurance

Food Truck Insurance

A food truck takes the kitchen on the road: LPG and a fryer in a tight space, a generator humming away and a crowd pressing in at a market or festival. Hospo Cover arranges hospitality insurance packages for Australian food trucks and mobile vendors, comparing cover across a panel of insurers so you are ready for whatever the event throws at you.

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Cover

What food trucks need covered

Public Liability at Markets & Events

Most markets, festivals and councils will not give you a pitch without public liability and a certificate of currency for their event. It can respond to injury to a customer or damage at the site, and it is the document organisers ask for first.

Gas, LPG & Cooking Equipment

Cooking with LPG in a confined space is a real fire and burns risk. Cover for your cooking equipment, gas bottles and fit-out can respond when things go wrong, and describing your setup properly helps a claim stand up.

Equipment, Generator & Stock

Your generator, fridges, grill and the trailer fit-out are the whole business. Cover can respond to fire, theft or damage to the gear and the stock you carry, whether you are parked overnight or out on the road.

The Certificate Events Ask For

Organisers, councils and shopping centres commonly ask for proof of a set public liability limit before you book a pitch. Once cover is arranged we can issue a certificate of currency, often the same day, so you do not miss the booking.

Money & Takings

Trading cash at markets means floats and takings on board. Money cover can respond to theft of your takings at the pitch or in transit to the bank.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Reviews are for Stonewell Insurance, the business behind Hospo Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Food trucks insurance questions.

Speak with our team on 1300 080 323.

What insurance does a food truck need?
Public liability is the cover markets and councils ask for first, alongside cover for your cooking equipment, gas, generator and stock. Keep in mind that on-road cover for the vehicle itself is usually a separate motor policy. Hospo Cover can arrange the hospitality side and compare it across a panel of insurers.
Do markets and councils require public liability for food trucks?
Almost always. Most markets, festivals, councils and shopping centres require a set public liability limit and a certificate of currency before they will give you a pitch. Tell us where you trade and we can arrange the limit your events ask for.
Does food truck insurance cover my gas and cooking equipment?
It can, when your equipment and gas setup are covered and described properly. That cover can respond to fire, damage or theft affecting your cooking gear, gas bottles and fit-out. Because LPG adds fire risk, getting the details right matters at claim time.
Can I get a certificate of currency for an event quickly?
Yes. Once your cover is arranged, a certificate of currency is usually issued the same day during business hours, so you can send organisers the proof they need before your pitch.
How much does food truck insurance cost?
There is no single price. It depends on your menu, your equipment, how many events you trade at and the covers you choose. We compare options across a panel of insurers and come back to you with quotes for your food truck.

Other occupations we cover

CafesRestaurants

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Ready to get food trucks covered?

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Get my quote 1300 080 323

Hospo Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).